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Top HYSA Rates
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Top CD Rates
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Top Bank Bonuses
Earn when you open an account
Current top HYSA rate is 13.5x the National Average
National Avg
0.39%
Fed Funds Rate
4.33%
Top HYSA
5.25%
Data updated on Sep 2025
National Average
The average annual percentage yield (APY) across all U.S. savings accounts. [ Source ]
Fed Funds Rate
The rate set by the Federal Reserve that influences all lending and savings rates. [ Source ]
Top HYSA Rate
The highest savings rate available today from leading banks. [ See offers ]
Sep
17
Upcoming Federal Reserve Meeting
Sep 17, 2025.
Outcomes guide the Fed Funds Rate and often influence Savings and CD rates.
[ Source ]