Top HYSA for September 2025
Current APYs for High Yield Savings Accounts at popular banks.
All offers shown below are unsponsored.
Bank
Account
APY
Minimum Deposit
Fitness Bank
Elite Checking
5.25%
$0
Your deposits are FDIC Insured up to $250,000 through Affinity Bank.
This account is available nationwide
Qualify with 10,000 average daily steps and 15 monthly debit card transactions.
Varo Bank
High-Yield Savings
5.00%
$1,000
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $1,000
This account is available nationwide
5.00% APY for balances up to $5,000
3.00% APY for balances $5,000+
Earn once you meet the direct deposit requirement.
Hustl Financial
Money Market
4.80%
$0
Your deposits are NCUA Insured up to $250,000 through Vantage West Credit Union.
This account is available nationwide
HUSTL is built for gig workers and freelancers—anyone can join by living locally, having a family connection, or enrolling through Local First Arizona (they will cover the fee).
Presidential Bank
Advantage Checking
4.62%
$500
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $500
This account is available nationwide
A direct deposit of at least $500 and at least 7 electronic withdrawals per month are required.
Pi Bank
Pibank Savings
4.60%
$0
Your deposits are FDIC Insured up to $250,000 through Intercredit Bank.
This account is available nationwide
Pibank is a brand of Intercredit Bank, N.A., a Miami-based bank established in 1992.
Elevault
Savings
4.60%
$0
Your deposits are FDIC Insured up to $250,000 through Southern Bancorp.
This account is available nationwide
4.60% APY for balances up to $250,000
0.00% APY for balances $250,000+
Vibrant Credit Union
Preferred Savings
4.50%
$0
Your deposits are NCUA Insured up to $250,000.
This account is available nationwide
4.50% APY for balances $0-$14,999
1.00% APY for balances $14,999-$9,999,999
$5 Membership Share account required.
Axos Bank
Axos ONE
4.46%
$1,500
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $1,500
This account is available nationwide
Receive at least $1,500 in total monthly qualifying direct deposits and maintain an average daily balance of more than $1,500.
Climate First Bank
Impact Money Market
4.46%
$50,000
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $50,000
This account is available nationwide
4.46% APY for balances $50,000-$9,999,999
0.05% APY for balances $0-$50,000
Peak Bank
Envision Savings
4.35%
$100
Your deposits are FDIC Insured up to $250,000 through Idaho First Bank.
Deposit to Open $100
New money required
This account is available nationwide
Advertised Annual Percentage Yield (APY) is for new accounts and may not apply to existing accounts.
Fitness Bank
Elite Checking
5.25%
Your deposits are FDIC Insured up to $250,000 through Affinity Bank.
This account is available nationwide
Qualify with 10,000 average daily steps and 15 monthly debit card transactions.
Varo Bank
High-Yield Savings
5.00%
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $1,000
This account is available nationwide
5.00% APY for balances up to $5,000
3.00% APY for balances $5,000+
Earn once you meet the direct deposit requirement.
Hustl Financial
Money Market
4.80%
Your deposits are NCUA Insured up to $250,000 through Vantage West Credit Union.
This account is available nationwide
HUSTL is built for gig workers and freelancers—anyone can join by living locally, having a family connection, or enrolling through Local First Arizona (they will cover the fee).
Presidential Bank
Advantage Checking
4.62%
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $500
This account is available nationwide
A direct deposit of at least $500 and at least 7 electronic withdrawals per month are required.
Pi Bank
Pibank Savings
4.60%
Your deposits are FDIC Insured up to $250,000 through Intercredit Bank.
This account is available nationwide
Pibank is a brand of Intercredit Bank, N.A., a Miami-based bank established in 1992.
Elevault
Savings
4.60%
Your deposits are FDIC Insured up to $250,000 through Southern Bancorp.
This account is available nationwide
4.60% APY for balances up to $250,000
0.00% APY for balances $250,000+
Vibrant Credit Union
Preferred Savings
4.50%
Your deposits are NCUA Insured up to $250,000.
This account is available nationwide
4.50% APY for balances $0-$14,999
1.00% APY for balances $14,999-$9,999,999
$5 Membership Share account required.
Axos Bank
Axos ONE
4.46%
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $1,500
This account is available nationwide
Receive at least $1,500 in total monthly qualifying direct deposits and maintain an average daily balance of more than $1,500.
Climate First Bank
Impact Money Market
4.46%
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $50,000
This account is available nationwide
4.46% APY for balances $50,000-$9,999,999
0.05% APY for balances $0-$50,000
Peak Bank
Envision Savings
4.35%
Your deposits are FDIC Insured up to $250,000 through Idaho First Bank.
Deposit to Open $100
New money required
This account is available nationwide
Advertised Annual Percentage Yield (APY) is for new accounts and may not apply to existing accounts.
Last updated Sep 1, 2025
Every bank listed is FDIC insured. Every credit union listed is NCUA insured.
Every offer you see on this website is backed by US Federal insurance coverage. Coverage is at least $250,000 per depositor, per institution, with higher limits possible depending on the bank or credit union.