Top Bank Bonuses for September 2025
Best checking and savings bank bonus offers.
All offers shown below are unsponsored.
Bank
Account
Bonus
Deadline
Citi Bank
Citi Checking
$1500
Oct 6, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $200,000
This account is available nationwide
Expires in 30 days on Oct 6, 2025
No Monthly Service Fees when you have $250+ in Enhanced Direct Deposits.
Capital One
360 Performance Savings
$1500
N/A
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $20,000
This account is available nationwide
Use promo code BONUS1500.
Associated Bank
Choice Checking
$600
Sep 30, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $10,000
This account is available in Iowa, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Ohio, Wisconsin
Expires in 24 days on Sep 30, 2025
Requires direct deposit of $500+ within 90 days.
Bank of America
Advantage Banking
$500
Jan 31, 2026
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $10,000
This account is available nationwide
Expires in 147 days on Jan 31, 2026
$100 bonus for $2,000 deposit
$300 bonus for $5,000 deposit
$500 bonus for $10,000 deposit
Requires qualifying direct deposits within 90 days.
U.S. Bank
Smartly Checking
$450
Sep 16, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $8,000
This account is available in Select states; check eligibility by ZIP
Expires in 10 days on Sep 16, 2025
Enroll in online or mobile banking and make 2+ direct deposits totaling $8,000+ in 90 days.
Wells Fargo Bank
Everyday Checking
$400
Sep 30, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $3,000
This account is available nationwide
Expires in 24 days on Sep 30, 2025
$400 bonus when you open a new Everyday Checking account with offer code and receive $3,000+ in qualifying electronic direct deposits within 90 days.
PNC Bank
Virtual Wallet
$400
Nov 17, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $5,000
This account is available in Market-specific; availability varies by location
Expires in 72 days on Nov 17, 2025
$200 bonus for $2,000 deposit
$400 bonus for $5,000 deposit
Requires qualifying direct deposits within 60 days.
BMO Bank
Smart Advantage Checking
$400
Sep 8, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $4,000
This account is available nationwide
Expires in 2 days on Sep 8, 2025
Have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
Citizens Bank
Checking + Savings
$400
Sep 28, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $500
This account is available in Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, parts of Florida
Expires in 22 days on Sep 28, 2025
$300 bonus for $500 deposit
$100 bonus for $100 deposit
Open both accounts. Checking: $500+ direct deposit in 60 days ($300). Savings: $100+ monthly for 3 months ($100).
TD Bank
Beyond Checking
$300
Sep 30, 2025
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $2,500
This account is available nationwide
Expires in 24 days on Sep 30, 2025
Direct deposit $2,500+ in 60 days. No ATM fees with $2,500 balance.
Citi Bank
Citi Checking
$1500
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $200,000
This account is available nationwide
Expires in 30 days on Oct 6, 2025
No Monthly Service Fees when you have $250+ in Enhanced Direct Deposits.
Capital One
360 Performance Savings
$1500
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $20,000
This account is available nationwide
Use promo code BONUS1500.
Associated Bank
Choice Checking
$600
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $10,000
This account is available in Iowa, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Ohio, Wisconsin
Expires in 24 days on Sep 30, 2025
Requires direct deposit of $500+ within 90 days.
Bank of America
Advantage Banking
$500
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $10,000
This account is available nationwide
Expires in 147 days on Jan 31, 2026
$100 bonus for $2,000 deposit
$300 bonus for $5,000 deposit
$500 bonus for $10,000 deposit
Requires qualifying direct deposits within 90 days.
U.S. Bank
Smartly Checking
$450
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $8,000
This account is available in Select states; check eligibility by ZIP
Expires in 10 days on Sep 16, 2025
Enroll in online or mobile banking and make 2+ direct deposits totaling $8,000+ in 90 days.
Wells Fargo Bank
Everyday Checking
$400
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $3,000
This account is available nationwide
Expires in 24 days on Sep 30, 2025
$400 bonus when you open a new Everyday Checking account with offer code and receive $3,000+ in qualifying electronic direct deposits within 90 days.
PNC Bank
Virtual Wallet
$400
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $5,000
This account is available in Market-specific; availability varies by location
Expires in 72 days on Nov 17, 2025
$200 bonus for $2,000 deposit
$400 bonus for $5,000 deposit
Requires qualifying direct deposits within 60 days.
BMO Bank
Smart Advantage Checking
$400
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $4,000
This account is available nationwide
Expires in 2 days on Sep 8, 2025
Have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
Citizens Bank
Checking + Savings
$400
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $500
This account is available in Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, parts of Florida
Expires in 22 days on Sep 28, 2025
$300 bonus for $500 deposit
$100 bonus for $100 deposit
Open both accounts. Checking: $500+ direct deposit in 60 days ($300). Savings: $100+ monthly for 3 months ($100).
TD Bank
Beyond Checking
$300
Your deposits are FDIC Insured up to $250,000.
Deposit to Open $2,500
This account is available nationwide
Expires in 24 days on Sep 30, 2025
Direct deposit $2,500+ in 60 days. No ATM fees with $2,500 balance.
Last updated Sep 1, 2025
Every bank listed is FDIC insured. Every credit union listed is NCUA insured.
Every offer you see on this website is backed by US Federal insurance coverage. Coverage is at least $250,000 per depositor, per institution, with higher limits possible depending on the bank or credit union.